Head of Risk Underwriting

About the role

Coface, a global trade finance and insurance group, is hiring a Head of Risk Underwriting in Taipei. The role analyzes buyers' ability to pay within each sector and country, sets maximum credit envelopes and limits, and helps grow profitable business by assessing new client portfolios and improving the acceptance rate of existing contracts. It operates within the delegation profile defined by Group risk underwriting rules.

Key responsibilities

• Analyze debtor information from internal systems to set credit limits and propose maximum ceilings per buyer or group
• Maintain quality, productivity and process time standards set by the Group risk underwriting department
• Monitor policyholders' portfolios to mitigate loss, review credit limits on new information (negative reports, extended terms, deteriorating buyer environment) and determine the Extension Due Date with the Claims department
• Manage client expectations and deliver risk solutions for global and midmarket clients, including strategic accounts with large premiums, balancing risk appetite and business objectives
• Build partnerships with clients in high-growth sectors such as artificial intelligence, providing timely risk assessments and explaining credit restrictions when limits are granted, reduced or cancelled
• Network with Enhanced Information, CRM and Sales departments to ensure efficient account management within agreed SLAs
• Provide credit risk expertise and market insights to clients, especially in the AI ecosystem (semiconductors, hardware, technology, data centers, AI supply chains), and appraise restrictive decisions and low DRA before contract renewals
• Take part in prospect, policyholder, broker and bank meetings run by the commercial team, and assess emerging risks in the AI sector and other key industries
• Comply with Coface regulations and local regulatory requirements

Required profile

• Degree in Finance, Business Administration, Economics, Banking or equivalent is preferable
• Minimum 10 years in a financial analysis role
• Working knowledge of the credit insurance industry is a plus

Required skills

• Gathering and analyzing information from financial statements, sector and country economic reports and other departmental data
• Strong relationship and communication skills and a good team spirit

What we offer

• A central, modern office
• Annual budget for training, languages platform, e-learning platform and a dedicated development program
• Career opportunities locally and internationally in a large global company
• Health and wellness program supporting physical and mental wellbeing